©2009 THE LEMON TREE COMPANY, ALL RIGHTS RESERVED +44 (0)7761 015 014 Financing property purchase can be done in a number of ways. Properties for your own use,  whether in the UK or overseas or for rental and investment, may be purchased wholly with cash from your resources or partially financed with a mortgage, just as you would  do for your own home purchase. The UK lending market, although hit very hard with the credit crunch, still has funds available and although not so easy to come by as a couple of years ago, the Buy to Let mortgage still exists for buyers from the UK or from overseas.     Much as has always been the case with foreign banks providing mortgages overseas, UK mortgages are likely to be ‘full status’ nowadays with disclosure of affordability being required including payslips, accounts for the self-employed and a good credit rating. Foreign banks, particularly in countries with an active property market, will generally lend to non-residents although their mortgage ‘products’ may differ to those available to the resident population.     You should expect to produce bank statements and have a good credit rating. Monies can also be released from other properties owned by you, if sufficient equity exists or by re-mortgaging or re-financing. Property buyers looking to live permanently overseas may also have some other options using certain pension products. There are pro’s and con’s for all these options and we will be happy to look at the alternatives for you, dependant on your individual circumstances. Why not contact us on 07761 015014  to see if we can help? Contact